The return on ‘Love’

I found this piece on Patxi’s LBS-log, its copied from Howard Lindzon according to Howard this exchange in Craigslist has been flying around NY city and streets, because everybody finds it brutally honest and funny as hell (the comments on Howards blog also are worth reading).

So what is it about? Basically, an allegedly beautiful woman asks advice on how to marry any high earner in NY, and she gets quite a candid response! (almost MBA like ) … Read and weep/smile:

What am I doing wrong?

Okay, I’m tired of beating around the bush. I’m a beautiful (spectacularly beautiful) 25 year old girl. I’m articulate and classy. I’m not from New York . I’m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don’t think I’m overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 – 250. But that’s where I seem to hit a roadblock. 250,000 won’t get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she’s not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms What are you looking for in a mate? Be honest guys, you won’t hurt my feelings Is there an age range I should be targeting (I’m 25)? Why are some of the women living lavish lifestyles on the upper east side so plain? I’ve seen really ‘plain jane’ boring types who have nothing to offer married to incredibly wealthy guys. I’ve seen drop dead gorgeous girls in singles bars in the east village.

What’s the story there? Jobs I should look out for? Everyone knows – lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?

How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults – I’m putting myself out there in an honest way. Most beautiful women are superficial; at least I’m being up front about it. I wouldn’t be searching for these kind of guys if I wasn’t able to match them – in looks, culture, sophistication, and keeping a nice home and hearth.

it’s NOT ok to contact this poster with services or other commercial interests

PostingID: 432279810

The answer

Dear Pers-431649184: I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament.Firstly, I’m not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here’s how I see it. Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal.

Here’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here’s the rub, your looks will fade and my money will likely continue into perpetuity…in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!So, in economic terms you are a depreciating asset and I am an earning asset.

Not only are you a depreciating asset, your depreciation accelerates!Let me explain, you’re 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you! So in Wall Street terms, we would call you a trading position, not a buy and hold…hence the rub…marriage.It doesn’t make good business sense to “buy you” (which is what you’re asking) so I’d rather lease.

In case you think I’m being cruel, I would say the following.If my money were to go away, so would you, so when your beauty fades I need an out. It’s as simple as that. So a deal that makes sense is dating, not marriage.Separately, I was taught early in my career about efficient markets.

So, I wonder why a girl as “articulate, classy and spectacularly beautiful” as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn’t found you, if not only for a tryout.By the way, you could always find a way to make your own money and then we wouldn’t need to have this difficult conversation.

With all that said, I must say you’re going about it the right way. Classic “pump and dump.” I hope this is helpful, and if you want to enter into some sort of lease, let me know.

Thanks to Patxi’s and Howard and of course the people involved – A great find!

Laptop Dell D830

Yep, something completely different than I was contemplating about before. Basically the laptop will be my second brain so I need to be able to rely on its operation. After reading hundreds of forum threads on the IBM Thinkpad and MBP, which were not as positive as I would expected. I decided to go for plain-old mainstream. The Dell Latitude D830 was the next best business notebook on the market.

A notebook without software is nothing, so I have compiled the following software titles as a must have:

• Roboform (no need to remember all the passwords, there is already enough to remember)
• Microsoft Office 2007, the Microsoft Killer application
• Mindmapper, mind mapping software
• Corel Paintshop Pro, the mother of paint
• Adobe Acrobat writer and reader